Do the weeks have to be in order?

No, fill boxes in whatever order matches your budget that week, as long as all 52 get filled eventually.

How much does this add up to?

$1 + $2 + ... + $52 = $1,378 total by the end of the year.

Can I do a smaller version?

Yes, halve every amount for a $689 version, or use the flattened weekly average described in the guide.

What if I miss a week?

Fill that box whenever you catch up. The order doesn't matter, only that all 52 eventually get filled.

Is this the same as the 100 Envelope Challenge?

Same idea, different numbers: this runs 52 weeks to $1,378, the envelope challenge runs 100 fills to $5,050.

Free 52-Week Money Challenge Tracker Printable

Save a little more each week for a year. Week 1, set aside $1. Week 52, set aside $52. Color in each box as you go, and finish the year with $1,378 saved.

52-Week Money Challenge
PDF · Free, no signup · US Letter and A4

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52-Week Money Challenge · budgetnook.org

52-Week Money Challenge: $1,378 Total

Each box is a week. Save the dollar amount shown, from $1 to $52. Tap a box to colour it in.

$10

$11

$12

$13

$14

$15

$16

$17

$18

$19

$20

$21

$22

$23

$24

$25

$26

$27

$28

$29

$30

$31

$32

$33

$34

$35

$36

$37

$38

$39

$40

$41

$42

$43

$44

$45

$46

$47

$48

$49

$50

$51

$52

Your entries are saved in this browser only, so you can come back to them. Nothing is uploaded.

How to Use This Printable

Print the sheet and put it somewhere you'll see it weekly.
Each week, save the dollar amount shown on the next box.
Color or check off that box once the money is set aside.
Boxes don't have to be done in order, skip around if that suits your budget some weeks.

How the standard challenge works

Each week you save an amount that matches the week number: one unit in week one, two in week two, and so on up to fifty-two in the final week. Followed for a year it adds up to 1,378 in whatever currency you use.

Reverse it for the holidays

The hardest weeks fall in December, right when money is tightest. Flip the order: save the large amounts in January when motivation is high, and finish with the small weeks at year end. The total is exactly the same.

Or flatten it

If the rising amount gets hard to keep up with, divide the full total by fifty-two and save that same amount every week instead. A challenge you finish beats a clever one you drop in March.

Want a challenge built around your own goal instead of a fixed amount? The savings challenge generator makes a custom week-by-week plan for any target.

Learn More

Ideas for Using This Printable

Start in week 52 and count down instead, if saving less early and more later suits your budget better.
Use it for a holiday fund that finishes right before December.
Pair with the 100 Envelope Challenge if you want a bigger, faster goal instead.

Related Printables

FAQ

Do the weeks have to be in order?: No, fill boxes in whatever order matches your budget that week, as long as all 52 get filled eventually.
How much does this add up to?: $1 + $2 + ... + $52 = $1,378 total by the end of the year.
Can I do a smaller version?: Yes, halve every amount for a $689 version, or use the flattened weekly average described in the guide.
What if I miss a week?: Fill that box whenever you catch up. The order doesn't matter, only that all 52 eventually get filled.
Is this the same as the 100 Envelope Challenge?: Same idea, different numbers: this runs 52 weeks to $1,378, the envelope challenge runs 100 fills to $5,050.