Is this budget planner really free?

Yes. Download and print as many copies as you want, no account or email required.

Does it work for biweekly pay?

Yes, just total both paychecks into the Budgeted column at the top before splitting it across categories.

Can I add my own categories?

Two blank rows are included at the bottom for categories not already listed.

Free Monthly Budget Planner Printable

Plan your month before it starts. This printable budget planner gives you space to set a budget for each category, log what you actually spent, and see the difference at a glance.

Monthly Budget Planner
US Letter · PDF · Free, no signup

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Category	Budgeted	Actual	Difference
Housing
Utilities
Groceries
Transportation
Insurance
Debt Payments
Savings
Personal
Entertainment
Other

How to Use This Printable

Print the sheet at 100% scale (no "fit to page") for the cleanest grid.
Fill in your Budgeted column at the start of the month for each category.
Log real expenses as they happen in the Actual column.
Check the Difference column weekly to catch overspending early.

Ideas for Using This Printable

Stick it on the fridge or inside a budget binder cover.
Pair it with the Debt Payoff Tracker if you're paying down a balance this month.
Photocopy a blank one each month instead of reprinting from the site.

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FAQ

Is this budget planner really free?: Yes. Download and print as many copies as you want, no account or email required.
Does it work for biweekly pay?: Yes, just total both paychecks into the Budgeted column at the top before splitting it across categories.
Can I add my own categories?: Two blank rows are included at the bottom for categories not already listed.