How many offers fit on one sheet?

6 rows, enough to compare most people's shortlist of loan offers.

Where do I get the Total Cost figure?

Most lenders provide this in the loan disclosure; if not, multiply the monthly payment by the number of payments.

Free Loan Comparison Worksheet Printable

Compare loan offers side by side before signing anything. Line up the interest rate, term, monthly payment, and total cost for each option in one place.

Loan Comparison Worksheet
US Letter · PDF · Free, no signup

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Lender	Interest Rate	Term	Monthly Payment	Total Cost

How to Use This Printable

List each lender or offer you're considering.
Fill in the interest rate and term for each.
Note the monthly payment from each offer.
Calculate or copy the total cost over the full term to compare true cost, not just the monthly number.

Ideas for Using This Printable

Use it for auto loans, personal loans, or mortgage offers alike.
Don't skip the Total Cost column, the lowest monthly payment isn't always the cheapest loan overall.
Keep the completed sheet with your loan documents once you decide.

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FAQ

How many offers fit on one sheet?: 6 rows, enough to compare most people's shortlist of loan offers.
Where do I get the Total Cost figure?: Most lenders provide this in the loan disclosure; if not, multiply the monthly payment by the number of payments.