How many cards fit on one sheet?

6 rows, enough for most people's full set of credit cards.

Should I pay more than the minimum?

Where possible, yes, paying only the minimum on high-APR cards can take years and cost far more in interest.

Free Credit Card Payoff Planner Printable

Credit cards carry the highest interest of most common debt, so seeing them side by side matters. List every card, its APR, and how much you plan to pay each one.

Credit Card Payoff Planner
US Letter · PDF · Free, no signup

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Card	Balance	APR	Min. Payment	Payoff Plan Amount

How to Use This Printable

List every credit card with its current balance.
Fill in the APR and minimum payment for each.
Set a Payoff Plan Amount per card, above the minimum wherever possible.
Prioritize the highest APR cards first if you're using the avalanche method.

Ideas for Using This Printable

Highlight the card with the highest APR, that's usually the one costing you the most.
Pair with the Debt Snowball Worksheet if you'd rather order by balance instead of APR.
Recheck APRs periodically, promotional rates often expire.

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FAQ

How many cards fit on one sheet?: 6 rows, enough for most people's full set of credit cards.
Should I pay more than the minimum?: Where possible, yes, paying only the minimum on high-APR cards can take years and cost far more in interest.